Online Banking

Additional Services

Services

Save it Up - Your Electronic Piggy Bank Expand/Collapse

We have developed a fun savings product.

You can arrange to have the excess "change" from your debit card purchases automatically transferred to your account of choice. The difference of funds between the actual purchase to your designated Save it Up amount (rounded to the nearest $1, $5 or $10) will be transferred. Think of it as an electronic piggy bank.

For example, if you choose to Save it Up to the nearest $5:

  1. You purchase your morning coffee using your Carpathia Credit Union MemberCard for $2.09
  2. Funds will automatically transfer in the amount of $2.91 ($5 minus $2.09)
  3. If you were to buy a coffee every day, after one month (30 days) you will have saved $87.30!
This is a free product that you can opt out of at any time. We encourage you to try it out and watch your savings grow.

Safety Deposit Box Expand/Collapse

Pennies a day for piece of mind knowing your valuables are safe from fire and theft. A variety of sizes are available to suit your needs. Contact us for availablity and pricing.

Frequently Asked Questions

What is involved in getting a safety deposit box?
You will sign a lease agreement that identifies those who may have access to the box. You are given two keys which can only be duplicated through Carpathia Credit Union. We recommend you carrry one key and store the other in a safe place (but not the safety deposit box!). We have the master key which is required along with your key to access the contents.

What if I lose my key?
If you lose one key, bring the other to the Credit Union immediately for duplication. If you lose both, the lock will be drilled out and replaced at your expense.

Are the contents of my safety deposit box insured?
The Credit Union is unable to provide insurance on what you store in the box as the contents are confidential and known only to you. If this is a concern, please contact your insurance agency to arrange coverage.

What happens if I die or become disabled?
Documents can be released to properly authorized persons such as your spouse or executor.

Cash Alternatives

Interac® e-Transfer Expand/Collapse

Send or receive money with Interac® e-Transfer, through Carpathia Online. Whether you owe a friend for a hockey ticket, need to pay your share of the rent or are chipping in for a group shower gift - we've got you covered.

As a sender, you don't need to worry about figuring out where the person banks and they won't know where you do your banking, because all account details and financial institutions are kept confidential.

With Interac® e-Transfer you can:

  • Send cash to children at college or university
  • Transfer your share of rent to your roommate
  • Send money in place of a gift
  • Split the bill at dinner
  • And many more!

Simple. You are able to send e-Transfers, as long as both parties have online banking accounts and you know the recipient’s phone number and/or email address.

Secure. When you send an e-Transfer by text or email, the money never travels with the message. Instead, recipients receive an encrypted link to deposit the funds using their own banking credentials.

Convenient. With e-Transfers, you can use any computer or mobile phone to send or receive money instantly by text or by email. Recipients are notified they have a received a payment within 30 minutes of the sender initiating the transfer.

The fee to send an e-Transfer to a participating financial institution is $1.50. For Carpathia members & associates it’s free to receive an e-Transfer.

Money Orders Expand/Collapse

Money orders are a guaranteed cheque and are accepted as readily as cash both nationally and internationally. They are available in Canadian or US funds upto $1,000. They can be traced if lost or stolen and come with a carbon receipt for your records.

US Drafts Expand/Collapse

Accepted nationally and internationally, US drafts are available in US funds with a minimum of $1,000. They can be traced if lost or stolen and come with a carbon receipt for your records.

Wire Transfers Expand/Collapse

Travelling and find yourself in need of cash? Need to send funds to family or friends overseas? Money can be wired directly to any financial institution.